6 Most Worthwhile Energy-Efficient Home Improvements
July 27, 2023
What is an Energy-Efficient Home? An energy-efficient home is one that reduces unnecessary energy use, greenhouse gas emissions, and its demand for non-renewable resources. Chad points out that "it's more than just light bulbs." He believes that for new homes, it starts with design and carries through to incorporating energy-efficient elements thro...
Robyn MooringThe Path to Homeownership: How to Save for a Down Payment
July 24, 2023
What is a Down Payment? The idea of buying a home is exciting, but it requires a significant financial commitment. One of the most substantial expenses you'll need to prepare for is the down payment. Your down payment is a lump sum payment made upfront when you buy a house. It directly affects the mortgage amount you'll need to borrow and the size ...
Robyn MooringUnderstanding the 2023 Mortgage Fee Changes: Implications for Homebuyers
July 13, 2023
#RootsRunDeep As a prospective homebuyer, you may have heard about the mortgage fee changes that took effect on May 1, 2023. These changes were implemented by the Federal Housing Finance Agency (FHFA) and affect conventional loans backed by Fannie Mae and Freddie Mac. They sparked considerable debate due to their potential impact on borrowers with ...
Robyn MooringMortgages for Beginners
June 26, 2023
The Basics of Home Financing Before we walk through the different types of mortgage loans available, it's important to have a general understanding of some of the basic home financing terms. What is a mortgage? Buying a home is likely the biggest purchase you'll ever make. Thankfully though, you don't have to pay the entire amount upfront. Instead...
Robyn MooringSeptic System Maintenance Tips: Keep Your Septic System in Tip-Top Shape!
June 12, 2023
Understanding Your Home Septic System Before diving into the details of septic system maintenance, it's essential to understand the basics of how a home septic system works. What is a septic system? Bob McDonald, Senior Inspector with McFarland Septic in Durham explains that a septic system is basically a "self-contained onsite wastewater treatment...
Robyn Mooring5 Best Outdoor Patio Light Ideas
May 31, 2023
Why Outdoor Lighting is Important for Patios and Decks Outdoor lighting is one of the most important parts of any patio or deck design. According to West & Woodall agent Leigh Ann Rasberry, it can add character to a porch or deck. It also enhances safety and extends the usability of your patio area well past dark. Think hosting evening parties ...
Robyn Mooring